Why should you have homeowner’s insurance in Mexico?

Published January 12th, 2021

If your home could talk, imagine how many special moments it would not count, it is your space to rest and enjoy peacefully with each and every one of your family, it is the place where you and your family feel safe. But what would happen if that tranquility and security were interrupted by an accident, catastrophe, or theft and you do not have homeowner’s insurance?

It could be that you and your family leave the house alone when you go on vacation, with the confidence that everything will be fine when you return, but when you come back there is no furniture or your house suffers a fire and you lose all your assets or due to some catastrophe part or all of your house is lost.

We could understand that you would not be prepared and you could lose all or part of your patrimony.

In May of this year 2021, the State of Mexico opened 758 investigation files for home burglary, which positioned it as the state with the highest incidence of burglary, followed by Guanajuato, with 359 and Mexico City, with 303, and thus in each and every one of the states there has been an increase in the rate of home burglary due to crime throughout the country, This leads people to cover expenses for crime prevention actions, such as changing locks, doors, windows, building high fences, hiring private security, security mechanisms or even buying dogs for security, which are only unnecessary expenses, since criminals are becoming more and more ingenious to commit robberies.

What is homeowner’s insurance?

When we refer to homeowner’s insurance, it is a contract through which you protect your home and its contents from damages, whether partial or total, related to various causes.

Insurance can provide protection to houses, apartments, and everything inside them against risks that may endanger your patrimony and that of your family, regardless of whether it is owned or rented.

Now that you know the importance of having homeowner’s insurance, perhaps it is a good idea to invest in an insurance policy. This way, you and your family will feel safe and secure in your home.

Thank you all for your questions this week, for more information, as well as all insurance services contact the author:
Angel Marin Diaz at: info@inmtec.net or 415 121 9005.